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Soleares Research, LLC is a market research and consulting firm servicing the annuity and life insurance businesses. We provide, through our website, periodic articles that cover important industry trends; we also offer clients phone or on-site consultations, executive briefings and presentations. We pride ourselves on first-class customer service and responsiveness to our clients. We aim to be an indispensable resource to the marketplace.

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Posted By: Steven D. McDonnell Posted On: Aug 09, 2018

This will be a brief commentary touching on some of the main attributes of structured annuities, a product type that has garnered significant sales traction in recent years and has been a source of innovative tweaks and modifications on the part of insurers...


Posted By: Steven D. McDonnell Posted On: Aug 02, 2018

Second-quarter earnings season for stock-traded insurers is now underway and we are looking forward to hearing how variable annuity sales fared for companies we watch regularly. We suspect that more than a few carriers experienced at least modest improvement...


Posted By: Steven D. McDonnell Posted On: Jul 25, 2018

Over the past few weeks filing activity along the variable annuity product pipeline has been a bit slow, typical for the summer, however there were a pair of noteworthy adjustments made by insurers which we’ll cover in this report...


Posted By: Steven D. McDonnell Posted On: Jul 20, 2018

Just like the prior month, in June we saw a fairly substantial amount of variable insurance fund filing activity, including quite a few changes to investment platforms through mergers and liquidations...


Posted By: Steven D. McDonnell Posted On: Jul 10, 2018

In a commentary of a few weeks ago we discussed recent developments related to structured annuities and now it’s time to follow up on that subject, as we’ve seen some new registrations and a possible indication that one is now available for sale. As usual we’ll also cover other interesting things we unearthed in our filing research...


Posted By: Steven D. McDonnell Posted On: Jun 28, 2018

In this report we’ll update our tracking of variable insurance managed-volatility portfolios, referencing asset and other data for the first quarter of this year. We will also point out a few ways we have added to our coverage of this subset of the fund universe...


Posted By: Steven D. McDonnell Posted On: Jun 20, 2018

In recent weeks we’ve seen a batch of interesting new filings submitted to the SEC: they contained new structured annuities, enhancements and tweaks to variable annuity guaranteed living benefits and a death benefit buyback offer from a legacy carrier...


Posted By: Steven D. McDonnell Posted On: Jun 15, 2018

On the variable insurance fund front, this May was distinguished by a fairly large amount of new registrations, which is not typical of that month. We also saw a good amount of change activity...


Posted By: Steven D. McDonnell Posted On: Jun 05, 2018

Variable annuity industry sales were better than expected in the first quarter of this year and we suspect that if conditions continue to improve over the rest of 2018, insurers will feel more comfortable to come out with interesting new product ideas...


Posted By: Steven D. McDonnell Posted On: May 25, 2018

In this report we’ll cover noteworthy variable annuity filings of recent weeks: another benefit exchange offer from Ohio National that looks much like one we wrote about last year, some guaranteed lifetime withdrawal benefit changes from American General and a new contract from Lincoln National...


Posted By: Steven D. McDonnell Posted On: May 17, 2018

This report contains our customary roundup of notable variable insurance fund developments from last month, a time of relatively light filing activity...


Posted By: Steven D. McDonnell Posted On: May 10, 2018

First-quarter variable annuity deposits for most of the stock-traded insurers we monitor regularly were better compared to the prior-year quarter and we expect the industry may have had a similar experience...


Posted By: Steven D. McDonnell Posted On: May 03, 2018

In this report we’ll comment on variable annuity benefit launches that have occurred of late plus touch on adjustments and tweaks insurers have been making during the May prospectus update season...


Posted By: Steven D. McDonnell Posted On: Apr 25, 2018

In this report we’ll comment on recent filings of rate sheets for variable annuity benefits, plus cover some other product developments we found noteworthy, including Lincoln National’s disclosure of rider adjustments it will make in May...


Posted By: Steven D. McDonnell Posted On: Apr 16, 2018

Despite last year’s sales drop fixed-index annuities (FIA) have been doing better than variable annuities in recent years thus it’s only natural that some ideas from the former should migrate to the latter. Such was the case with a new VA contract from Midland National that is scheduled to launch this May...


Posted By: Steven D. McDonnell Posted On: Apr 09, 2018

This report covers variable insurance fund filings that we found interesting from last month, a time when a relatively small batch of new registrations came through, along with a fairly large amount of changes to existing funds...


Posted By: Steven D. McDonnell Posted On: Apr 02, 2018

This report contains a brief update to our tracking of variable annuity product filing activity – which continues to be relatively slow – and a short summary of an interesting new variable and index-linked life policy, plus notes on new pieces of our Featured Research...


Posted By: Steven D. McDonnell Posted On: Mar 26, 2018

This report completes our coverage of trends in variable insurance managed-volatility portfolios, referencing data through the end of 2017...


Posted By: Steven D. McDonnell Posted On: Mar 20, 2018

We normally cover noteworthy variable insurance fund filings each month but lately we’ve gotten behind on that task so in this commentary we’ll cover filing activity from the first two months of this year, a time in which numerous new funds were registered...


Posted By: Steven D. McDonnell Posted On: Mar 12, 2018

Given that not much variable annuity product filing activity has occurred since our last update, this week we will provide a simple reflection on current conditions in the industry...


Posted By: Steven D. McDonnell Posted On: Mar 05, 2018

In this report we’ll get caught up on variable annuity products that were filed from mid-February into early March. Included in this batch were a few enhancements to guaranteed living benefits, making us think that insurers are getting into a more competitive mode in order to increase their sales...


Posted By: Steven D. McDonnell Posted On: Feb 27, 2018

As we typically do each earnings season, we reviewed variable annuity business results for a small number of selected stock-traded insurers and for most of them, sales improved in Q4, however we can’t say the same about the industry as a whole...


Posted By: Steven D. McDonnell Posted On: Feb 12, 2018

In recent weeks we’ve seen an uptick in product filings coming through around the variable annuity industry, including new contracts, guaranteed benefits and other changes that we’ll cover in this commentary...


Posted By: Steven D. McDonnell Posted On: Feb 05, 2018

Making good on its announcement of late last year, Lincoln National recently registered its first structured variable annuity with the SEC. The contract should debut sometime this year...


Posted By: Steven D. McDonnell Posted On: Jan 29, 2018

With this report we’ll conclude our coverage of variable annuity contracts registered last year and provide some thoughts on current directions in product design...


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