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A Few Comments on Equity-Indexed Annuities in Regards to the VA Business

Steven D. McDonnell

While our primary concentration is on the variable insurance business, from time to time we will reflect on the equity-indexed annuity, or EIA, and now is a good time to do so. There are a couple of reasons for this: the first is that over the past several years, EIA sales have grown exponentially, the second is that this rapid success has caused regulators to question whether these products are being sold properly...

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