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GLWB Variations – Latest Designs, Tweaks, Reflect Competitive Realities

Steven D. McDonnell

Lately there’s been a mixture of activity involving variable annuity Guaranteed Lifetime Withdrawal Benefits (GLWBs). A few insurers have been trimming back on the generosity of their riders, but the industry is not in full de-risking mode, because there are players coming out with enhancements. We think the changes, no matter what they are, will influence sales levels over the next few quarters...

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