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Newer Annuity Types That Are Emerging During this Period of De-Risking

Steven D. McDonnell

For the most part, variable annuity insurers are moving away from selling risky benefits, but we think that the process of de-risking will take time, because industry sales are still largely driven by the richest riders. In the meantime, we’ve seen evidence that a few newer product concepts, with much more modest guarantees, are gaining acceptance...

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