Thoughts on Rates, RILAs – and Related Considerations
            Steven D. McDonnell        
        
        Third quarter earnings season for stock-traded insurers has gotten underway and we are confident that on their conference calls insurers will be discussing how rising interest rates have provided a big boost to sales of fixed, indexed annuities and registered-index linked annuities (RILAs). In this commentary we’ll provide some of our own thoughts on how rates are impacting the business...    
 
                             
 
                