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VA Rider Design Trends – GLWBs That Stay Rich, But Address Risk Issues

Steven D. McDonnell

In this commentary we will be discussing some of the newer variable annuity Guaranteed Lifetime Withdrawal Benefits (GLWBs) that insurers have been filing, many of these riders offering robust base growth rates, yet also incorporating some form of “risk mitigation technology” intended to protect issuers during troublesome market conditions...

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