Research & Reports
2010 – For the Variable Annuity Industry, a Time of Renewed Risk Taking
It’s become our custom with the last report of December to offer reflections on how the variable annuity business performed over the past year, and suggest issues to watch in the future. We admit that...
Matching Up – VA Insurers Plan Moves to Answer Competitors
We have been noticing some rather interesting variable annuity product filings lately, which we think hint at strategic directions insurance companies will be taking, both now and into next year. The catch is that in...
An Agreeable Summer – Insurers Post Respectable VA Sales in Q3
As is our custom, we delved into the variable annuity business results of 10 stock-traded insurers we track, and, overall, came away with a pretty positive impression about the third quarter. We say this even...
GLWB Movements – Answering the Competition, Preparing for Next Year
It’s our feeling that newer variable annuity lifetime withdrawal benefits getting filed of late – plus various modifications to existing ones – are being introduced this quarter to “prime the pump” for next year. Barring...
Q4 Launches – Products Insurers Hope Will Attract Sales into the New Year
It’s our feeling that these days, most variable annuity insurers are in a “reactive mode” in that few are making truly bold moves with their products; rather they are content to make modifications and enhancements...
GLWB Fiddling – Recent Creativity in Rider Designs and Functions
In the variable annuity marketplace there remains a minority of insurers who are tweaking and modifying their guaranteed living benefits regularly, to match up better against the competition. We would say we’re in a period...
Risk Sensitivity – As it Relates to VA Insurers’ Guaranteed Benefits
In our regular duties we are mostly occupied with following manufacturing trends in the variable annuity business, endeavoring to sort out what is meaningful from what is not. However we also are very interested in...
VA Contract Update – Designs Moving in Specialized Directions
Judging by new variable annuities we’ve seen registered with the SEC this year, we get the impression that a good number of them were built to meet very specific needs and issues of distributors. It...
GMABs and More – Currents of Activity in VA Prospectus Updates
Last week we saw a surge in SEC filings related to variable annuities – many of them May 1 prospectus updates – and in our next few reports we’ll comment on interesting things we found...
