Research & Reports
A Brief VA Contract and Benefit Update – On What’s Coming to Market
At this point in the year we don't tend to see many new variable annuity product filings because insurers are gearing up for changes they have in store for the May prospectus update season. Even...
Reviewing Variable Insurance Fund Filings from November and December, 2013
With this report we will get caught up with noteworthy variable insurance filings from the last two months of 2013. There were quite a few interesting developments during that time, particularly related to volatility-control funds…
Insurers Are Developing More Variations on the Investment-Only VA
As the year began, we were confident more investment-only variable annuities were on the drawing board and we were curious as to how insurers might tinker with the concept. It just so happens that some...
More Thoughts on Shapes VA Product Innovation Will Take This Year
Now that we're getting fully into 2014 we're seeing indications that variable annuity product innovations that either got started last year or gained momentum during that time will be built upon moving foward…
In 2013, VA Sales Eased While Other Annuity Products Gathered Steam
Throughout most of 2013, variable annuity sales took a downward trajectory, due mostly to the de-risking undertaken by insurers, mirroring moves they had executed the year before. While net flows into VAs slowed, fixed and...
In Recent Filings, Prudential Follows the Flow of Industry Product Trends
Variable annuity insurers are steadily migrating towards simpler contracts and risk-sensitive solutions, and lately Prudential has become one of the latest to weigh in on this front, with some filings that follow emerging patterns…
Concerning Directions in the Annuity Business in Late 2013
It's our opinion that the annuity business in the U.S. is showing signs of becoming more balanced in terms of its product offerings and sales practices. Some of this process of change is happening partly...
Reviewing Variable Insurance Fund Filings from October, 2013
This report contains our customary review of variable insurance fund filings from the prior month. October was marked by quite a mixe of activity – and a few interesting new registrations…
Concerning VA Industry Sales and Product Moves for the Rest of 2013
In this commentary we'll share our views on competitive conditions in the variable annuity space, and discuss emerging products that may influence sales over the remainder of this year, and beyond…
