Research & Reports
Insurers Are Building New VA Living Benefits to Handle Interest Rate Risks
As variable annuity insurers have been scaling back on their products, they have tended to make more refined adjustments over time, aimed at addressing specific contingency factors. Recently we have seen a few insurers introduce...
Thanks to De-Risking, Sales Were Down for Leading VA Insurers in Q4
By the end of last week we finished reviewing the fourth-quarter earnings reports of selected publicly-traded insurers we watch regularly, and we came away with the suspicion that variable annuity industry sales were probably down...
As Market Leaders Make De-Risking Moves, Other VA Players Follow Suit
Around the variable annuity business, the past few weeks have been characterized by a pattern of activity that goes like this: first, rumors start circulating about a given company making a de-risking change, only for...
Insurers Are Creating More Optionality Within Their VA Contracts, Riders
Due to the constant stream of product changes occurring around the industry, variable annuity insurers are finding they must make adjustments much quicker than ever before, in order to respond to market conditions and moves...
Leading VA Insurers Are Following Through with Pending De-Risking Moves
In this commentary we’ll discuss some variable annuity product reductions from leading insurers that have been in the pipeline and will be implemented soon. It’s our feeling that these moves provide evidence that most of...
Update: Selected VA Guaranteed Minimum Income Benefits (GMIBs)
This updated table contains summaries of variable annuity Guaranteed Minimum Income Benefits (GMIBs) that are either still for sale in the industry, or will be rolling out soon…
Reviewing Variable Insurance Fund Filings from November-December, 2012
It’s been our habit to provide a regular review of noteworthy variable insurance fund filings each month, however during the holiday season there were other product happenings that got us a little behind in that...
Thinking About Retrenchment – and Related Themes Affecting the VA Market
Variable annuity product filing has been a bit slow of late, so in this commentary we will take a step back and reflect on the subject of retrenchment within the industry, how most insurers are...
VA Insurers Are Picking Up Where They Left Off – With More Product Changes
As we get fully into 2013 we’re noticing that a few variable annuity insurers are getting right back into the swing of things, by touching up their product offerings and coming out with new designs…
