Research & Reports
GLWB Update – Taking Stock of Trends in Benefit Design, Function
Our last commentary was rather product focused, but the same will hold true this week, as we continue to get caught up with our coverage of variable annuity Guaranteed Lifetime Withdrawal Benefits (GLWBs). We would...
Wading Back – Into Variable Annuity Living Benefit Competition
We firmly believe that, over the near term, most leading variable annuity players will need strong guaranteed living benefits to maintain their current sales levels – if not capture more market share. We say this...
2010 – For the Variable Annuity Industry, a Time of Renewed Risk Taking
It’s become our custom with the last report of December to offer reflections on how the variable annuity business performed over the past year, and suggest issues to watch in the future. We admit that...
Mixed Messages – Can VA Insurers Hope for a Strong Showing in Q4?
We have a somewhat positive outlook for variable annuity industry sales in the fourth quarter, even though things tend to slow down during that time period, there has not been a great deal of product...
Matching Up – VA Insurers Plan Moves to Answer Competitors
We have been noticing some rather interesting variable annuity product filings lately, which we think hint at strategic directions insurance companies will be taking, both now and into next year. The catch is that in...
An Agreeable Summer – Insurers Post Respectable VA Sales in Q3
As is our custom, we delved into the variable annuity business results of 10 stock-traded insurers we track, and, overall, came away with a pretty positive impression about the third quarter. We say this even...
Back to School – Viewpoints on VA Industry Issues as Q3 Winds Down
The weather has gotten cooler, football season has commenced, and families are back from vacation, all these things serving to remind us that we are coming to the end of the third quarter. In this...
Rising Tide – Variable Annuity Insurers See Deposits Lift in Q2
We were somewhat surprised to find that variable annuity deposits for most of the stock-traded life insurance companies we monitor regularly were quite strong in the second quarter. Therefore we now suspect the industry as...
Variable Annuity Sales from 1Q10 – Could The Industry Be Back on Track?
The fortunes of the variable annuity business are still largely dictated by the performance of companies with the most attractive guaranteed living benefits, and, based on some improvement we saw from a few insurers we...