Research & Reports
More Thoughts on Prospects for the Industry, Given the Current Environment
We fully expect more product de-risking, and other changes and adjustments, to occur on the variable annuity scene over the last quarter of the year. However we also think the value proposition of the industry...
Rising Markets, Benefit Riders Helped Spur VA Sales During 4Q10
After reviewing fourth quarter variable annuity sales results of stock-traded insurers in our regular coverage group, we strongly suspect that the industry fared well during that time period as well. What remains to be seen...
An Agreeable Summer – Insurers Post Respectable VA Sales in Q3
As is our custom, we delved into the variable annuity business results of 10 stock-traded insurers we track, and, overall, came away with a pretty positive impression about the third quarter. We say this even...
Back to School – Viewpoints on VA Industry Issues as Q3 Winds Down
The weather has gotten cooler, football season has commenced, and families are back from vacation, all these things serving to remind us that we are coming to the end of the third quarter. In this...
Competitive Notes – “Must Have” Features for VA Products, Riders
Over the recent past, product filing around the variable annuity industry has been somewhat slower than usual, which to us suggests that any moves companies are making are meaningful from a competitive standpoint. In this...
Odds and Ends – Catching Up on Product Filings, Tweaks Around the Business
The prospectus update season might have been quieter than usual, but in recent weeks we’ve seen an interesting assortment of variable annuity product and feature filings, most of which will take effect during July and...
Variable Annuity Sales from 1Q10 – Could The Industry Be Back on Track?
The fortunes of the variable annuity business are still largely dictated by the performance of companies with the most attractive guaranteed living benefits, and, based on some improvement we saw from a few insurers we...
A Bit of a Disconnect? A Near-Term Outlook on VA Industry Results
When fourth quarter variable annuity sales results come out, we’re convinced they will reflect a lack of participation by the industry in the improving equity markets – much as was the case in the prior...
Reflecting on the VA Industry in 2009: A Time of Shifting Realities
It’s become our custom to dedicate our last commentary each year to looking back at how the variable annuity business performed, to get the evaluation process started before fourth quarter data are released. Thus in...
