Research & Reports
A Variety of Tweaks to Contracts, Riders are Coming Through in May Updates
Over the past few weeks we have been occupied with sifting through annual variable annuity prospectus updates, and within some filings we saw adjustments to in-force contracts and benefits that we think provide evidence that...
Reviewing Variable Insurance Fund Filings from March, 2013
This March we didn’t see a great deal of variable insurance fund filings with the SEC. Most of the activity revolved around manager changes and the trimming down of fund platforms through mergers and liquidations…
Some Speculation on Q1 Performance of the VA Business – and Other Matters
Now that the first quarter has ended and we are well into the next one, we’ll share some thoughts on how we think the variable industry may have done so far this year. We think...
Spring Arrivals – of New Variable Annuity Product Concepts and Revisions
Each year we look forward to the May prospectus update season – despite the onslaught of filings – because interesting storylines always seem to emerge during that time. In this commentary we’ll discuss a few...
Insurers are Reshaping Annuities to Offer Unique Income-Focused Guarantees
The annuity industry is now in a period where it is seeking to develop new product types, using the lessons learned during the heady days of the variable annuity arms race. It is abundantly clear...
Reviewing Variable Insurance Fund Filings from January and February, 2013
At The Soleares Report it’s our intention to always keep up with what’s happening in variable insurance underlying funds, and in this commentary we’ll cover noteworthy filings from the first two months of this year…
Jackson National Jumps to Top of VA Industry Sales Standings for 4Q12
From some of our sources we heard that Morningstar was to report final fourth-quarter 2012 variable annuity sales data today, and, if early indications prove correct, we think Jackson National took the No. 1 spot...
“What’s Working?” – Thoughts On the Industry As it Awaits Q4 Sales Data
In this report we’ll try to break from our usual preoccupation with product nuances to raise questions as to where the variable annuity business is headed. It’s clear that most insurers are moving beyond offering...
Insurers Are Building New VA Living Benefits to Handle Interest Rate Risks
As variable annuity insurers have been scaling back on their products, they have tended to make more refined adjustments over time, aimed at addressing specific contingency factors. Recently we have seen a few insurers introduce...