Research & Reports
Competitive Direction: Tactics VA Market Leaders May Employ, Near Term
It will take a little while before variable annuity industry sales results from the third quarter come out, and at this point we are unsure what those numbers may reveal, since we are not expecting...
Back to School – Viewpoints on VA Industry Issues as Q3 Winds Down
The weather has gotten cooler, football season has commenced, and families are back from vacation, all these things serving to remind us that we are coming to the end of the third quarter. In this...
GLWB Fiddling – Recent Creativity in Rider Designs and Functions
In the variable annuity marketplace there remains a minority of insurers who are tweaking and modifying their guaranteed living benefits regularly, to match up better against the competition. We would say we’re in a period...
Contract Trends – Fresh Ideas, Approaches in New Registrations
We continue to see new variable annuity contracts in the pipeline that have what we call non-traditional chassis and pricing, and we think insurance companies are developing such products to anticipate future needs – not...
Reviewing Variable Insurance Fund Filings from July, 2010
This report contains our usual highlights of variable insurance portfolio filings from the prior month, but we’ll also spend a little time considering investment platform trends around the industry, which have a strong connection to...
Risk Sensitivity – As it Relates to VA Insurers’ Guaranteed Benefits
In our regular duties we are mostly occupied with following manufacturing trends in the variable annuity business, endeavoring to sort out what is meaningful from what is not. However we also are very interested in...
Rising Tide – Variable Annuity Insurers See Deposits Lift in Q2
We were somewhat surprised to find that variable annuity deposits for most of the stock-traded life insurance companies we monitor regularly were quite strong in the second quarter. Therefore we now suspect the industry as...
Change is Constant – and Probably Unavoidable for VA Issuers
Lately we have found the kind of product adjustments and upgrades occurring around the variable annuity business to be rather interesting and revealing about the priorities of insurers, their distribution partners and clients. We imagine...
Q2 Expectations – For Variable Annuity Industry Sales, Net Flows
Second-quarter earnings season for insurance companies is now underway and we’re looking forward to learning how variable annuity sales went, however we are not very optimistic about how the industry as a whole fared, for...