Research & Reports
Variable Annuity Sales Were Down in Q3 for Leading Stock-Traded Insurers
We just completed our third quarter review of variable annuity business results of selected stock-traded insurers and found that for all of them, sales fell sequentially during that time period. Market volatility was the most-often...
Use of Benefit Rate Sheets – on the Rise as a Risk Management Tool
Currently those variable annuity insurers selling benefits in which key parameters are reset periodically via rate sheet are still a minority within the industry, however we expect the group will grow in number over time,...
Update: Variable Insurance Volatility-Managed Portfolios
This updated spreadsheet of variable insurance volatility-managed portfolios contains data through the second quarter of 2015. By our count there were 206 such portfolios in operation at quarter end, containing about $234 billion in assets…
Reviewing Variable Insurance Fund Filings from September, 2015
Last month we saw no registrations of new variable insurance funds, which is not out of the ordinary for the time of year. During the month there were plenty of changes and tweaks – among...
Update: New Guaranteed Lifetime Withdrawal Benefits Filed in 2015
This table updates our coverage of new variable annuity Guaranteed Lifetime Withdrawal Benefits (GLWBs) filed with the SEC so far this year…
Update: Summaries of New VA Contracts Filed with the SEC in 2015
This table updates our coverage of new variable annuity contracts filed with the SEC in 2015 and we have endeavored to capture noteworthy changes to the initial registrations…
Regarding the Return of a Long-Term Care Rider – and a VA Product Update
In this report we’ll discuss Lincoln National’s re-filing last week of a variable annuity long-term care benefit – a revised version of one originally submitted to the SEC about six years ago. We’ll also touch...
Zurich American Offers Buyback to Owners of Vintage VA Contracts, Riders
This week we’re going to comment on an interesting new variable annuity buyout launched fairly recently by Zurich American Life, an insurer that long ago pulled out of selling new contracts. The fact the company...
Notes on Interesting New Structured Annuities Filed Lately with the SEC
In this commentary we’ll cover a topic we haven’t visited for a while: structured annuities, as a few new ones were filed with the SEC recently, some of them updates to existing contracts. We’ll also...