Research & Reports
As Summer Winds Down, More VA De-Risking Moves are Occurring
Lately we’ve been seeing fresh product reductions taking place around the variable annuity business, and we think that the effectiveness of such moves will depend largely on how each insurer will look, competitively, after making...
Reviewing VA Guaranteed Benefit Assets, NAR Movements From Q2
At different points in the past we have combed through quarterly financials of stock-traded insurers for data related to variable annuity guarantees, in an effort to gain insight on how such benefits might be impacting...
Earnings Season Review: VA Insurers Weathered Q2 Market Dip
We were under the impression that second quarter sales for variable annuity insurers might have suffered due to the drop in the equity markets, along with the effects of various de-risking moves – which are...
VA Insurers are Following Through – With a Fresh Series of De-Risking Moves
Around the variable annuity industry there are some pending product changes that will soon be taking effect that we will discuss in this commentary. In looking at them as a group, we are reminded of...
Hot-Button Issues for VA Insurers as Q2 Results Start to Come In
Second quarter earnings season for stock-traded insurers has gotten underway and we are very much looking forward to hearing how variable annuity players performed because in our opinion, the quarter was a stressful one…
Reviewing Variable Insurance Fund Filings from June, 2012
In the past, June has been a rather slow period in terms of developments related to variable insurance portfolios. This year, however, fund filing activity picked up, and we have to think that there is...
In Anticipation – of Further Product Changes on the Variable Annuity Scene
Lately, most variable annuity insurers have been engaging in de-risking measures of one form or another, however right now we’d describe most of these movements as fine tuning of product rather than drastic reductions. That...
In Reactive Mode – VA Issuers Are Trimming Products in Response to Peers
This summer is shaping up to be a rather busy one, as a number of variable annuity insurers have been filing product changes aimed at either reducing their sales, trimming their benefit risk levels –...
On Q2 and Beyond – As VA Issuers Seek to Manage Expectations, Sales
As the summer proceeds we expect to see more variable annuity product adjustments and tweaks coming through, mostly in response to recent moves by leading issuers. This is a time when few players will simply...