Research & Reports
“The Daily Show” – Hartford Enhances Ratchets on New Benefits
The recent filing by Hartford Life of two new variable annuity benefits that feature highest daily account value growth has the industry buzzing, and we think for good reason. Observers of the market will be...
Reviewing Variable Insurance Fund Filings from December, 2011
With the publication of this report we’ll conclude our regular monthly coverage of variable insurance fund filings from 2011. We thought December was quite an active month: there was a nice batch of new registrations,...
Update: New Guaranteed Lifetime Withdrawal Benefits Filed in 2011
This grid is our final update of our coverage of new variable annuity Guaranteed Lifetime Withdrawal Benefits (GLWBs) filed with the SEC in 2011…
Update: New Variable Annuity Contracts Filed in 2011
This grid is our final update to our coverage of new variable annuity contracts filed with the SEC in 2011…
VA Insurers Tread Carefully in Adjusting Products, Launching New Ideas
As the New Year has gotten underway, we can’t say we’ve seen any real earth-shattering variable annuity products as of yet. Indeed, some tweaks and revisions filed with the SEC last year have not rolled...
“Stretching Exercises” – That Might Pull VA Products in New Directions
It’s our sense that, unless there is a dramatic (and sustained) rebound in the financial markets near term, most variable annuity insurers will be in de-risking mode. For that reason we expect more of the...
A Busy Beginning – for Product Moves Around the VA Business
Through the latter months of last year, we saw a number of variable annuity product changes in the pipeline whose details were not fully fleshed out. Because of this we got the feeling that most...
A Season of Change – In Which VA Insurers Are Moving Tentatively
Many variable annuity issuers have been filing changes to their products – mostly of the de-risking variety – but they have not taken what we would call drastic measures. We think this is because most...
A Quick Look Back – on 2011 and its Significance for the VA Industry
As we have done in the past, we reserved our last weekly commentary of this year for a reflection on how the variable annuity business performed in 2011. It is our way of getting a...