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Manufactured Demand featured-image

Manufactured Demand

Summer is about over, the signs are all there: the back-to-school advertisements, preseason football games, leaves on the trees starting to dry out, if not change color ever so slightly. I like autumn but don’t... Read more

Keeping It in the Family featured-image

Keeping It in the Family

Late yesterday, it occurred to me, knowing I was to post on this blog today, why not weigh in on the hottest news to come off the presses, namely the planned merger of Equitable and... Read more

Abundance in a Time of Volatility featured-image

Abundance in a Time of Volatility

Not long ago LIMRA released preliminary first quarter sales numbers and they look good, I think. The industry total came to $105.4 billion, just slightly down from Q1 of the prior year; the fixed side... Read more

Experiential Reality featured-image

Experiential Reality

Over my years covering the industry I’ve often thought that more information on actual client experiences should be shared, in the interest of transparency and education. As one actuary I know who owns multiple annuities... Read more

A Winter Reflection featured-image

A Winter Reflection

We got hit with a blizzard over the weekend, as I’m sure many of you did, and we are slowly digging our way out of it. In places the drifts are rather high, and the... Read more